7 Critical Credit Profile Requirements for Gig Workers (MustâKnow Before Applying)
Credit profile requirements for gig workers applying for credit cards are different from those faced by salaried employees, even when annual income levels are similar. The difference comes down to how credit card issuers assess risk. For salaried workers, approval hinges largely on a steady paycheck and clean payment history. For gig workers, delivery drivers, rideshare operators, freelancers, and task-platform workers the conversation becomes more complicated.